@import "tailwindcss";

@theme {
  --color-navy: #031d55;
  --color-navy-dark: #021540;
  --color-steel: #8a8f9a;
  --color-concrete: #c4c7cc;
  --color-smoke: #f4f5f6;
  --color-soot: #1a1a1a;
  --color-maroon: #571a1a;
  --color-maroon-light: #9b5151;
  --color-maroon-dark: #3d1212;
  --color-slate-blue: #678097;
  --color-slate-blue-dark: #3d5575;
  --color-caution: #8a6d2b;
  --color-caution-dark: #725a24;
}

/* ================================================================
   BASE
   ================================================================ */

body {
  @apply bg-white text-soot antialiased;
  font-family: ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

a {
  color: var(--color-navy);
  transition: color 0.15s;
}

a:hover {
  color: var(--color-slate-blue-dark);
}

/* ================================================================
   LAYOUT
   ================================================================ */

.container-narrow {
  @apply max-w-4xl mx-auto px-6;
}

.container-wide {
  @apply max-w-6xl mx-auto px-6;
}

.section {
  @apply py-16;
}

.section + .section {
  @apply border-t border-gray-200;
}

.section-label {
  display: block;
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.2em;
  color: var(--color-steel);
  margin-bottom: 2rem;
}

/* ================================================================
   TYPOGRAPHY
   ================================================================ */

.heading-display {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 3.5rem;
  font-weight: 800;
  letter-spacing: -0.01em;
  line-height: 1.05;
  text-transform: uppercase;
  color: #000;
}

.heading-1 {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 2.5rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  line-height: 1.1;
  text-transform: uppercase;
  color: #000;
}

.heading-2 {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 1.75rem;
  font-weight: 700;
  letter-spacing: 0.01em;
  text-transform: uppercase;
  color: #000;
}

.heading-3 {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 1.25rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  color: var(--color-soot);
}

.heading-4 {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  color: var(--color-soot);
}

.text-body {
  font-size: 1rem;
  line-height: 1.75;
  color: #374151;
}

.text-small {
  font-size: 0.875rem;
  color: var(--color-steel);
}

.text-mono {
  font-family: ui-monospace, SFMono-Regular, "SF Mono", Menlo, Consolas, monospace;
  font-size: 0.875rem;
  color: #4b5563;
}

/* ================================================================
   BUTTONS — CORNER BRACKET
   ================================================================ */

.btn {
  position: relative;
  display: inline-flex;
  align-items: center;
  padding: 12px 20px;
  background: transparent;
  border: none;
  cursor: pointer;
  outline: none;
  text-decoration: none;
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-soot);
  transition: color 0.25s ease;
}

.btn-lg {
  padding: 16px 28px;
  font-size: 15px;
}

.btn-sm {
  padding: 8px 14px;
  font-size: 11px;
}

/* corner bracket scaffolding */
.btn .corners-t,
.btn .corners-b {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.btn .corners-t::before,
.btn .corners-t::after,
.btn .corners-b::before,
.btn .corners-b::after {
  content: '';
  position: absolute;
  width: 10px;
  height: 10px;
  transition:
    width  0.3s cubic-bezier(0.76, 0, 0.24, 1),
    height 0.3s cubic-bezier(0.76, 0, 0.24, 1),
    border-color 0.25s ease;
}

/* top-left */
.btn .corners-t::before {
  top: 0; left: 0;
  border-top: 1.5px solid;
  border-left: 1.5px solid;
}
/* top-right */
.btn .corners-t::after {
  top: 0; right: 0;
  border-top: 1.5px solid;
  border-right: 1.5px solid;
}
/* bottom-left */
.btn .corners-b::before {
  bottom: 0; left: 0;
  border-bottom: 1.5px solid;
  border-left: 1.5px solid;
}
/* bottom-right */
.btn .corners-b::after {
  bottom: 0; right: 0;
  border-bottom: 1.5px solid;
  border-right: 1.5px solid;
}

/* hover: corners expand to full border */
.btn:hover .corners-t::before,
.btn:hover .corners-t::after,
.btn:hover .corners-b::before,
.btn:hover .corners-b::after {
  width: 51%;
  height: 51%;
}

/* ── light background (default) ────────────── */
.btn {
  color: var(--color-soot);
}

.btn .corners-t::before,
.btn .corners-t::after,
.btn .corners-b::before,
.btn .corners-b::after {
  border-color: var(--color-concrete);
}

.btn:hover .corners-t::before,
.btn:hover .corners-t::after,
.btn:hover .corners-b::before,
.btn:hover .corners-b::after {
  border-color: var(--color-slate-blue);
}

/* ── dark context ──────────────────────────── */
.ctx-dark .btn,
.ctx-black .btn,
.ctx-navy .btn {
  color: #fff;
}

.ctx-dark .btn .corners-t::before,
.ctx-dark .btn .corners-t::after,
.ctx-dark .btn .corners-b::before,
.ctx-dark .btn .corners-b::after,
.ctx-black .btn .corners-t::before,
.ctx-black .btn .corners-t::after,
.ctx-black .btn .corners-b::before,
.ctx-black .btn .corners-b::after,
.ctx-navy .btn .corners-t::before,
.ctx-navy .btn .corners-t::after,
.ctx-navy .btn .corners-b::before,
.ctx-navy .btn .corners-b::after {
  border-color: var(--color-steel);
}

.ctx-dark .btn:hover .corners-t::before,
.ctx-dark .btn:hover .corners-t::after,
.ctx-dark .btn:hover .corners-b::before,
.ctx-dark .btn:hover .corners-b::after,
.ctx-black .btn:hover .corners-t::before,
.ctx-black .btn:hover .corners-t::after,
.ctx-black .btn:hover .corners-b::before,
.ctx-black .btn:hover .corners-b::after,
.ctx-navy .btn:hover .corners-t::before,
.ctx-navy .btn:hover .corners-t::after,
.ctx-navy .btn:hover .corners-b::before,
.ctx-navy .btn:hover .corners-b::after {
  border-color: var(--color-slate-blue);
}

/* ================================================================
   BUTTONS — FILLED (forms, danger, compact actions)
   ================================================================ */

.btn-filled {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 10px 20px;
  border-radius: 0.25rem;
  border: none;
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  cursor: pointer;
  transition: background 0.15s, color 0.15s;
  text-decoration: none;
}

.btn-filled-primary {
  background: var(--color-navy);
  color: #fff;
}
.btn-filled-primary:hover {
  background: var(--color-slate-blue-dark);
  color: #fff;
}

.btn-filled-danger {
  background: var(--color-maroon);
  color: #fff;
}
.btn-filled-danger:hover {
  background: var(--color-maroon-dark);
  color: #fff;
}

.btn-filled-ghost {
  background: transparent;
  color: var(--color-steel);
}
.btn-filled-ghost:hover {
  color: var(--color-soot);
}

/* ================================================================
   CARDS
   ================================================================ */

.card {
  background: #fff;
  border: 1px solid #e5e7eb;
  border-radius: 0.5rem;
  padding: 1.5rem;
}

.card-elevated {
  background: #fff;
  border-radius: 0.5rem;
  padding: 1.5rem;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
}

.card-dark {
  background: var(--color-soot);
  color: #fff;
  border-radius: 0.5rem;
  padding: 1.5rem;
}

.card-navy {
  background: var(--color-navy);
  color: #fff;
  border-radius: 0.5rem;
  padding: 1.5rem;
}

/* ================================================================
   STAT BLOCKS
   ================================================================ */

.stat-value {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 2rem;
  font-weight: 800;
  letter-spacing: -0.01em;
  color: #000;
}

.stat-label {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.75rem;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  color: var(--color-steel);
  margin-top: 0.25rem;
}

.stat-change-up {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--color-slate-blue);
}

.stat-change-down {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--color-maroon);
}

/* ================================================================
   TABLES
   ================================================================ */

.table-container {
  @apply w-full overflow-x-auto;
}

.data-table {
  @apply w-full;
  font-size: 0.875rem;
  min-width: 600px;
}

.data-table thead th {
  text-align: left;
  vertical-align: top;
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  font-weight: 600;
  color: var(--color-steel);
  padding: 0 0.75rem 0.75rem;
  border-bottom: 2px solid #000;
  white-space: nowrap;
}

.data-table thead th:first-child { padding-left: 0; }
.data-table thead th:last-child { padding-right: 0; }

.data-table tbody td {
  padding: 0.75rem;
  border-bottom: 1px solid #f3f4f6;
  color: #374151;
  vertical-align: top;
}

.data-table tbody td:first-child { padding-left: 0; }
.data-table tbody td:last-child { padding-right: 0; }

.data-table tfoot td {
  padding: 0.75rem;
  border-top: 2px solid #000;
  color: #374151;
  vertical-align: top;
}

.data-table tfoot td:first-child { padding-left: 0; }
.data-table tfoot td:last-child { padding-right: 0; }

.data-table tbody tr:hover td {
  background: var(--color-smoke);
}

.text-money {
  font-family: ui-monospace, SFMono-Regular, "SF Mono", Menlo, Consolas, monospace;
  font-size: 0.875rem;
  color: #4b5563;
  text-align: right;
}

.ledger-tooltip-trigger {
  position: relative;
}
.ledger-tooltip {
  display: none;
  position: absolute;
  bottom: 100%;
  right: 0;
  margin-bottom: 4px;
  padding: 4px 8px;
  background: #1a1a1a;
  color: #fff;
  font-size: 0.6875rem;
  font-family: inherit;
  white-space: nowrap;
  border-radius: 4px;
  pointer-events: none;
  z-index: 10;
}
.ledger-tooltip-trigger:hover .ledger-tooltip {
  display: block;
}

/* Right-align th when the column body uses text-money */
.data-table th.text-right,
.data-table td.text-right {
  text-align: right;
}

/* ================================================================
   BADGES
   ================================================================ */

.badge {
  display: inline-flex;
  align-items: center;
  padding: 0.125rem 0.625rem;
  border-radius: 9999px;
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

.badge-navy {
  background: rgba(3, 29, 85, 0.1);
  color: var(--color-navy);
}

.badge-success {
  background: rgba(103, 128, 151, 0.1);
  color: var(--color-slate-blue-dark);
}

.badge-warning {
  background: rgba(138, 109, 43, 0.1);
  color: var(--color-caution);
}

.badge-danger {
  background: rgba(107, 32, 32, 0.08);
  color: var(--color-maroon);
}

.badge-neutral {
  background: #f3f4f6;
  color: #6b7280;
}

/* ================================================================
   FORMS
   ================================================================ */

.form-container {
  @apply max-w-md mx-auto mt-12 p-8 bg-white rounded-lg;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
}

.form-container h2 {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 1.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.01em;
  color: #000;
  margin-bottom: 1.5rem;
}

.field {
  margin-bottom: 1.25rem;
}

.field label {
  display: block;
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.8125rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-steel);
  margin-bottom: 0.5rem;
}

.field-input {
  width: 100%;
  border: 1px solid #d1d5db;
  border-radius: 0.25rem;
  padding: 0.625rem 0.875rem;
  font-size: 0.875rem;
  color: var(--color-soot);
  background: #fff;
  transition: border-color 0.15s, box-shadow 0.15s;
}

.field-input::placeholder {
  color: var(--color-concrete);
}

.field-input:focus {
  outline: none;
  border-color: var(--color-navy);
  box-shadow: 0 0 0 3px rgba(3, 29, 85, 0.1);
}

.field textarea.field-input {
  height: 7rem;
  resize: vertical;
}

.field select.field-input {
  appearance: none;
  background-image: url('data:image/svg+xml;charset=utf-8,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20width%3D%2212%22%20height%3D%2212%22%20viewBox%3D%220%200%2012%2012%22%3E%3Cpath%20fill%3D%22%238a8f9a%22%20d%3D%22M6%208L1%203h10z%22%2F%3E%3C%2Fsvg%3E');
  background-repeat: no-repeat;
  background-position: right 12px center;
}

.field-hint {
  font-size: 0.75rem;
  color: var(--color-steel);
  margin-top: 0.25rem;
}

.field-error {
  font-size: 0.75rem;
  color: var(--color-maroon);
  margin-top: 0.25rem;
}

.form-actions {
  margin-top: 2rem;
}

.form-links {
  margin-top: 1rem;
  font-size: 0.875rem;
  color: var(--color-steel);
}

.form-links a {
  color: var(--color-navy);
}

.form-links a:hover {
  text-decoration: underline;
}

/* ================================================================
   FLASH MESSAGES
   ================================================================ */

.flash-notice,
.flash-alert {
  position: fixed;
  top: 1rem;
  left: 50%;
  transform: translateX(-50%);
  z-index: 9999;
  padding: 0.75rem 1.5rem;
  font-size: 0.875rem;
  border-radius: 0.375rem;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
  animation: flash-in 0.3s ease, flash-out 0.4s ease 3.5s forwards;
  pointer-events: auto;
  max-width: calc(100% - 2rem);
}

.flash-notice {
  background: #fff;
  color: var(--color-slate-blue-dark);
  border-left: 4px solid var(--color-slate-blue);
}

.flash-alert {
  background: #fff;
  color: var(--color-maroon-dark);
  border-left: 4px solid var(--color-maroon);
}

@keyframes flash-in {
  from { opacity: 0; transform: translateX(-50%) translateY(-1rem); }
  to { opacity: 1; transform: translateX(-50%) translateY(0); }
}

@keyframes flash-out {
  from { opacity: 1; transform: translateX(-50%) translateY(0); }
  to { opacity: 0; transform: translateX(-50%) translateY(-1rem); }
}

/* ================================================================
   DIVIDERS
   ================================================================ */

.divider {
  border: none;
  border-top: 1px solid #e5e7eb;
  margin: 2rem 0;
}

.divider-bold {
  border: none;
  border-top: 2px solid #000;
  margin: 2rem 0;
}

/* ================================================================
   CHART HELPERS
   ================================================================ */

.chart-bar {
  background: var(--color-navy);
  border-radius: 2px;
}

.chart-bar-alt {
  background: var(--color-concrete);
  border-radius: 2px;
}

/* ================================================================
   MAIN NAV
   ================================================================ */

.main-nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: rgba(0, 0, 0, 0.4);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
  transition: background 0.3s ease, border-color 0.3s ease, backdrop-filter 0.3s ease;
}

.main-nav.scrolled {
  background: rgba(0, 0, 0, 0.97);
  backdrop-filter: none;
  -webkit-backdrop-filter: none;
  border-bottom-color: rgba(255, 255, 255, 0.06);
}

.main-nav-inner {
  max-width: 72rem;
  margin: 0 auto;
  padding: 0 1.5rem;
  height: 3.75rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.main-nav-logo {
  display: flex;
  align-items: center;
  text-decoration: none;
}

.main-nav-logo img {
  height: 28px;
  width: auto;
}

.main-nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.main-nav-links a {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.8125rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: rgba(255, 255, 255, 0.7);
  text-decoration: none;
  transition: color 0.15s;
}

.main-nav-links a:hover {
  color: #fff;
}

/* ── user dropdown ────────────────────────── */

.main-nav-user {
  position: relative;
}

.main-nav-user-btn {
  display: flex;
  align-items: center;
  gap: 4px;
  background: none;
  border: none;
  color: rgba(255, 255, 255, 0.55);
  cursor: pointer;
  padding: 6px;
  border-radius: 4px;
  transition: color 0.15s;
}

.main-nav-user-btn:hover {
  color: #fff;
}

.main-nav-user-caret {
  transition: transform 0.2s ease;
}

.main-nav-user.open .main-nav-user-caret {
  transform: rotate(180deg);
}

.main-nav-dropdown {
  position: absolute;
  top: calc(100% + 8px);
  right: 0;
  min-width: 200px;
  background: #fff;
  border-radius: 6px;
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.15);
  padding: 6px 0;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-4px);
  transition: opacity 0.15s ease, transform 0.15s ease, visibility 0.15s;
}

.main-nav-user.open .main-nav-dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.main-nav-dropdown-greeting {
  padding: 10px 16px;
  font-size: 0.75rem;
  color: var(--color-steel);
  border-bottom: 1px solid #f3f4f6;
}

.main-nav-dropdown-greeting strong {
  color: var(--color-soot);
}

.main-nav-dropdown-item {
  display: block;
  width: 100%;
  padding: 10px 16px;
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-soot);
  text-decoration: none;
  text-align: left;
  background: none;
  border: none;
  cursor: pointer;
  transition: background 0.1s;
}

.main-nav-dropdown-item:hover {
  background: var(--color-smoke);
  color: var(--color-soot);
}

.main-nav-dropdown-item--danger {
  color: var(--color-maroon);
}

.main-nav-dropdown-item--danger:hover {
  background: rgba(107, 32, 32, 0.06);
  color: var(--color-maroon);
}

/* ── old top-bar (styleguide) ─────────────── */

.top-bar {
  border-bottom: 1px solid #e5e7eb;
  background: #fff;
}

.top-bar-inner {
  max-width: 72rem;
  margin: 0 auto;
  padding: 0 1.5rem;
  height: 3.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.top-bar-brand {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #000;
  text-decoration: none;
}

.top-bar-links {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.top-bar-links a {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.8125rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--color-steel);
  text-decoration: none;
  transition: color 0.15s;
}

.top-bar-links a:hover {
  color: #000;
}

/* ================================================================
   HOME PAGE
   ================================================================ */

.home-hero {
  position: relative;
  text-align: center;
  padding: 10rem 1.5rem 7rem;
  background: url('https://linchpinrealty.s3.us-west-1.amazonaws.com/images/stock/Reflection-min.jpg') center center / cover no-repeat;
}

.home-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.72);
}

.home-hero-inner {
  position: relative;
  z-index: 1;
  max-width: 40rem;
  margin: 0 auto;
}

.home-hero .section-label {
  color: var(--color-steel);
}

.home-hero .heading-display {
  color: #fff;
  margin-top: 0.75rem;
}

.home-hero .home-actions {
  display: flex;
  gap: 1rem;
  justify-content: center;
  margin-top: 2.5rem;
}

.home-hero .btn {
  color: #fff;
}

.home-hero .btn .corners-t::before,
.home-hero .btn .corners-t::after,
.home-hero .btn .corners-b::before,
.home-hero .btn .corners-b::after {
  border-color: var(--color-steel);
}

.home-hero .btn:hover .corners-t::before,
.home-hero .btn:hover .corners-t::after,
.home-hero .btn:hover .corners-b::before,
.home-hero .btn:hover .corners-b::after {
  border-color: var(--color-slate-blue);
}

.home-stats {
  background: var(--color-soot);
  border-top: 1px solid #252525;
}

.home-stats-inner {
  max-width: 72rem;
  margin: 0 auto;
  padding: 2.5rem 1.5rem;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  text-align: center;
}

.home-stats .stat-value {
  color: #fff;
}

.home-stats .stat-label {
  color: rgba(255, 255, 255, 0.35);
}

.home-cta {
  background: #000;
  border-top: 1px solid #151515;
}

.home-footer {
  background: var(--color-soot);
  border-top: 1px solid #252525;
  padding: 3rem 0;
}

.home-footer-inner {
  max-width: 72rem;
  margin: 0 auto;
  padding: 0 1.5rem;
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 2rem;
}

.home-footer-brand {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.875rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #fff;
}

.home-footer-legal {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.25);
  margin-top: 0.375rem;
}

.home-footer-links {
  display: flex;
  gap: 1.5rem;
}

.home-footer-links a {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.8125rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255, 255, 255, 0.4);
  text-decoration: none;
  transition: color 0.15s;
}

.home-footer-links a:hover {
  color: #fff;
}

/* ================================================================
   AUTH PAGES (Devise)
   ================================================================ */

.auth-page {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  background: var(--color-smoke);
  padding: 5rem 1.5rem 2rem;
}

.auth-brand {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #000;
  text-decoration: none;
  margin-bottom: 2.5rem;
}

.auth-card {
  width: 100%;
  max-width: 26rem;
  background: #fff;
  border-radius: 0.5rem;
  padding: 2.5rem;
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.06);
}

.auth-card h2 {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 1.5rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.02em;
  color: #000;
  margin-bottom: 1.75rem;
}

.auth-card .field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.auth-card .remember-row {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 1.25rem;
}

.auth-card .remember-row label {
  font-size: 0.8125rem;
  color: var(--color-steel);
  cursor: pointer;
  text-transform: none;
  letter-spacing: normal;
  font-family: inherit;
  font-weight: 400;
  margin-bottom: 0;
}

.auth-card .remember-row input[type="checkbox"] {
  width: 1rem;
  height: 1rem;
  cursor: pointer;
}

.auth-links {
  margin-top: 1.5rem;
  text-align: center;
}

.auth-links a {
  display: inline-block;
  font-size: 0.8125rem;
  color: var(--color-steel);
  text-decoration: none;
  transition: color 0.15s;
}

.auth-links a:hover {
  color: var(--color-navy);
}

.auth-links a + a {
  margin-left: 1.5rem;
}

.auth-error-list {
  background: rgba(107, 32, 32, 0.06);
  border-left: 4px solid var(--color-maroon);
  border-radius: 0.25rem;
  padding: 0.75rem 1rem;
  margin-bottom: 1.5rem;
  font-size: 0.8125rem;
  color: var(--color-maroon-dark);
}

.auth-error-list ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.auth-error-list li + li {
  margin-top: 0.25rem;
}

.auth-danger-zone {
  margin-top: 2.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid #e5e7eb;
}

.auth-danger-toggle {
  font-size: 0.8125rem;
  color: var(--color-steel);
  text-decoration: none;
  transition: color 0.15s;
}

.auth-danger-toggle:hover {
  color: var(--color-maroon);
}

.auth-danger-confirm {
  display: none;
}

.auth-danger-zone.open .auth-danger-confirm {
  display: block;
}

/* ================================================================
   HOME PAGE — GRID HELPERS
   ================================================================ */

.home-grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2.5rem;
}

.home-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.home-cta-buttons {
  margin-top: 2rem;
  display: flex;
  gap: 1rem;
  justify-content: center;
}

/* ================================================================
   HAMBURGER BUTTON
   ================================================================ */

.main-nav-hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
  margin-left: 0.5rem;
}

.main-nav-hamburger span {
  display: block;
  width: 20px;
  height: 1.5px;
  background: rgba(255, 255, 255, 0.7);
  transition: transform 0.25s ease, opacity 0.25s ease;
}

.main-nav.mobile-open .main-nav-hamburger span:nth-child(1) {
  transform: translateY(6.5px) rotate(45deg);
}

.main-nav.mobile-open .main-nav-hamburger span:nth-child(2) {
  opacity: 0;
}

.main-nav.mobile-open .main-nav-hamburger span:nth-child(3) {
  transform: translateY(-6.5px) rotate(-45deg);
}

.main-nav-right {
  display: flex;
  align-items: center;
}

/* mobile user section (hidden on desktop) */
.main-nav-mobile-user {
  display: none;
}

/* ================================================================
   KNOWLEDGE / BLOG
   ================================================================ */

.knowledge-hero {
  text-align: center;
  padding: 8rem 1.5rem 4rem;
  background: #000;
}

.knowledge-hero-inner {
  max-width: 36rem;
  margin: 0 auto;
}

.knowledge-filters {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.knowledge-filter {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  padding: 6px 14px;
  border-radius: 9999px;
  border: 1px solid #e5e7eb;
  color: var(--color-steel);
  text-decoration: none;
  transition: all 0.15s;
}

.knowledge-filter:hover {
  color: var(--color-soot);
  border-color: var(--color-concrete);
}

.knowledge-filter.active {
  background: var(--color-soot);
  border-color: var(--color-soot);
  color: #fff;
}

.loan-filter.active {
  background: var(--color-navy);
  border-color: var(--color-navy);
}

.knowledge-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

/* ── Blog Card ─────────────────────────── */

.blog-card {
  display: flex;
  flex-direction: column;
  border: 1px solid #e5e7eb;
  border-radius: 0.5rem;
  overflow: hidden;
  text-decoration: none;
  color: inherit;
  transition: box-shadow 0.2s, border-color 0.2s;
}

.blog-card:hover {
  border-color: var(--color-concrete);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
  color: inherit;
}

.blog-card-image {
  aspect-ratio: 16 / 9;
  overflow: hidden;
  background: var(--color-smoke);
}

.blog-card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.3s ease;
}

.blog-card:hover .blog-card-image img {
  transform: scale(1.03);
}

.blog-card-image-placeholder {
  width: 100%;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-concrete);
}

.blog-card-body {
  padding: 1.25rem;
  flex: 1;
  display: flex;
  flex-direction: column;
}

.blog-card-categories {
  display: flex;
  flex-wrap: wrap;
  gap: 0.375rem;
  margin-bottom: 0.75rem;
}

.blog-card-title {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 1.25rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  color: var(--color-soot);
  line-height: 1.3;
}

.blog-card-teaser {
  font-size: 0.875rem;
  line-height: 1.6;
  color: var(--color-steel);
  margin-top: 0.5rem;
  flex: 1;
}

.blog-card-meta {
  display: flex;
  gap: 0.375rem;
  font-size: 0.75rem;
  color: var(--color-concrete);
  margin-top: 0.75rem;
}

/* ── Related Articles ──────────────────── */

.related-articles-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

/* ── Article Show Page ─────────────────── */

.article-header {
  padding: 7rem 0 3rem;
  background: var(--color-smoke);
  border-bottom: 1px solid #e5e7eb;
}

.article-back {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.8125rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-steel);
  text-decoration: none;
}

.article-back:hover {
  color: var(--color-soot);
}

.article-categories {
  display: flex;
  flex-wrap: wrap;
  gap: 0.375rem;
  margin-top: 1.5rem;
}

.article-teaser {
  font-size: 1.125rem;
  line-height: 1.75;
  color: var(--color-steel);
  margin-top: 1rem;
  max-width: 36rem;
}

.article-meta {
  display: flex;
  gap: 0.375rem;
  font-size: 0.8125rem;
  color: var(--color-concrete);
  margin-top: 1.5rem;
}

.article-cover {
  margin-top: 2rem;
}

.article-cover-img {
  width: 100%;
  border-radius: 0.5rem;
  max-height: 28rem;
  object-fit: cover;
}

.article-body {
  padding: 3rem 0;
  font-size: 1.0625rem;
  line-height: 1.85;
  color: #374151;
}

.article-body h2 {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 1.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.01em;
  color: #000;
  margin-top: 2.5rem;
  margin-bottom: 1rem;
}

.article-body h3 {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 1.25rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  color: var(--color-soot);
  margin-top: 2rem;
  margin-bottom: 0.75rem;
}

.article-body p {
  margin-bottom: 1.25rem;
}

.article-body ul,
.article-body ol {
  margin-bottom: 1.25rem;
  padding-left: 1.5rem;
}

.article-body li {
  margin-bottom: 0.5rem;
}

.article-body blockquote {
  border-left: 3px solid var(--color-navy);
  padding-left: 1.25rem;
  margin: 1.5rem 0;
  color: var(--color-steel);
  font-style: italic;
}

.article-body a {
  color: var(--color-navy);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.article-body img {
  max-width: 100%;
  border-radius: 0.375rem;
  margin: 1.5rem 0;
}

/* ================================================================
   LOANS PAGE
   ================================================================ */

.loans-hero {
  position: relative;
  text-align: center;
  padding: 10rem 1.5rem 5rem;
  background: url('https://linchpinrealty.s3.us-west-1.amazonaws.com/images/stock/Reflection-min.jpg') center 30% / cover no-repeat;
}

.loans-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.78);
}

.loans-hero-inner {
  position: relative;
  z-index: 1;
  max-width: 40rem;
  margin: 0 auto;
}

.loans-feature-list {
  list-style: none;
  padding: 0;
  margin-top: 1rem;
}

.loans-feature-list li {
  position: relative;
  padding-left: 1.125rem;
  font-size: 0.875rem;
  color: var(--color-steel);
  line-height: 1.75;
}

.loans-feature-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.6em;
  width: 6px;
  height: 6px;
  border: 1.5px solid var(--color-navy);
  border-radius: 1px;
}

.loans-step-number {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--color-concrete);
  line-height: 1;
}

/* ================================================================
   LENDERS PAGE
   ================================================================ */

.lenders-hero {
  position: relative;
  text-align: center;
  padding: 10rem 1.5rem 5rem;
  background: var(--color-navy);
}

.lenders-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(3, 29, 85, 0.6) 0%, rgba(0, 0, 0, 0.5) 100%);
}

.lenders-hero-inner {
  position: relative;
  z-index: 1;
  max-width: 40rem;
  margin: 0 auto;
}

/* ================================================================
   ABOUT / CONTACT PAGE
   ================================================================ */

.about-hero {
  position: relative;
  text-align: center;
  padding: 10rem 1.5rem 5rem;
  background: #000;
}

.about-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(3, 29, 85, 0.5) 0%, rgba(0, 0, 0, 0.7) 100%);
}

.about-hero-inner {
  position: relative;
  z-index: 1;
  max-width: 40rem;
  margin: 0 auto;
}

/* ================================================================
   INVEST PAGE
   ================================================================ */

.invest-hero {
  position: relative;
  text-align: center;
  padding: 10rem 1.5rem 5rem;
  background: var(--color-soot);
}

.invest-hero-inner {
  position: relative;
  z-index: 1;
  max-width: 40rem;
  margin: 0 auto;
}

/* ================================================================
   ADMIN
   ================================================================ */

.admin-breadcrumbs {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 1.5rem;
}

.admin-breadcrumbs-inline {
  margin-bottom: 0;
}

.admin-breadcrumbs a {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.8125rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-steel);
  text-decoration: none;
  transition: color 0.15s;
}

.admin-breadcrumbs a:hover {
  color: var(--color-soot);
}

.admin-breadcrumb-sep {
  font-size: 0.75rem;
  color: var(--color-concrete);
}

.admin-breadcrumb-current {
  font-family: 'Barlow Condensed', sans-serif;
  font-size: 0.8125rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-soot);
}

.admin-action-card {
  display: block;
  padding: 1.5rem;
  border: 1px solid #e5e7eb;
  border-radius: 0.5rem;
  text-decoration: none;
  color: inherit;
  transition: border-color 0.15s, box-shadow 0.15s;
}

.admin-action-card:hover {
  border-color: var(--color-concrete);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
  color: inherit;
}

/* ================================================================
   RESPONSIVE — MOBILE
   ================================================================ */

@media (max-width: 768px) {
  /* ── Stat cards ─────────────────────────── */
  .stat-grid {
    grid-template-columns: 1fr !important;
    gap: 0.75rem !important;
  }

  .stat-grid > .card {
    padding: 0.875rem 1.5rem !important;
    display: flex;
    align-items: center;
    justify-content: space-between;
  }

  .stat-grid > .card .stat-value {
    font-size: 1.5rem;
    order: 2;
  }

  .stat-grid > .card .stat-label {
    order: 1;
    margin-top: 0;
  }

  /* ── Nav ──────────────────────────────────── */
  .main-nav-hamburger {
    display: flex;
  }

  .main-nav-user {
    display: none;
  }

  .main-nav-links {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    background: rgba(0, 0, 0, 0.97);
    border-top: 1px solid rgba(255, 255, 255, 0.06);
    padding: 1rem 0;
  }

  .main-nav.mobile-open .main-nav-links {
    display: flex;
    gap: 0.5rem;
  }

  .main-nav-links a {
    padding: 0.5rem 1.5rem;
    font-size: 0.875rem;
  }

  .main-nav-mobile-user {
    display: block;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    margin-top: 0.5rem;
    padding-top: 0.5rem;
  }

  .main-nav-mobile-user a {
    display: block;
    padding: 0.5rem 1.5rem;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 0.875rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: rgba(255, 255, 255, 0.5);
    text-decoration: none;
  }

  .main-nav-mobile-user a:hover {
    color: #fff;
  }

  .main-nav-mobile-greeting {
    padding: 0.5rem 1.5rem;
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.35);
  }

  .main-nav-mobile-greeting strong {
    color: rgba(255, 255, 255, 0.7);
  }

  .main-nav-mobile-signout {
    display: block;
    width: 100%;
    text-align: left;
    padding: 0.5rem 1.5rem;
    font-family: 'Barlow Condensed', sans-serif;
    font-size: 0.875rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: var(--color-maroon-light);
    background: none;
    border: none;
    cursor: pointer;
  }

  .main-nav-mobile-signout:hover {
    color: #fff;
  }

  /* ── Hero ─────────────────────────────────── */
  .home-hero {
    padding: 7rem 1.25rem 4rem;
  }

  .home-hero .heading-display {
    font-size: 2.5rem;
  }

  .home-hero .home-actions {
    flex-direction: column;
    align-items: center;
    gap: 0.75rem;
  }

  /* ── Three paths grid ────────────────────── */
  .home-grid-3 {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }

  /* ── Mission grid ────────────────────────── */
  .home-grid-2 {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  /* ── CTA ──────────────────────────────────── */
  .home-cta-buttons {
    flex-direction: column;
    align-items: center;
    gap: 0.75rem;
  }

  /* ── Footer ──────────────────────────────── */
  .home-footer-inner {
    flex-direction: column;
    gap: 1.5rem;
  }

  .home-footer-links {
    flex-direction: column;
    gap: 0.75rem;
  }

  /* ── Stats (commented out, but ready) ───── */
  .home-stats-inner {
    grid-template-columns: repeat(2, 1fr);
  }

  /* ── Sections ────────────────────────────── */
  .section {
    padding-top: 3rem;
    padding-bottom: 3rem;
  }

  .container-wide,
  .container-narrow {
    padding-left: 1.25rem;
    padding-right: 1.25rem;
  }

  /* ── Invest ─────────────────────────────── */
  .invest-hero {
    padding: 7rem 1.25rem 3.5rem;
  }

  /* ── About ─────────────────────────────── */
  .about-hero {
    padding: 7rem 1.25rem 3.5rem;
  }

  /* ── Lenders ────────────────────────────── */
  .lenders-hero {
    padding: 7rem 1.25rem 3.5rem;
  }

  .lenders-benefits-grid {
    grid-template-columns: 1fr !important;
  }

  /* ── Loans ──────────────────────────────── */
  .loans-hero {
    padding: 7rem 1.25rem 3.5rem;
  }

  .loans-features-grid {
    grid-template-columns: 1fr 1fr !important;
    gap: 1.5rem !important;
  }

  .loans-types-grid {
    grid-template-columns: 1fr !important;
    gap: 1.5rem !important;
  }

  .loans-steps-grid {
    grid-template-columns: 1fr 1fr !important;
    gap: 2rem 1.5rem !important;
  }

  /* ── Knowledge / Blog ───────────────────── */
  .knowledge-hero {
    padding: 6rem 1.25rem 3rem;
  }

  .knowledge-grid {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }

  .related-articles-grid {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }

  .article-header {
    padding: 5rem 0 2rem;
  }

  /* ── Typography scale down ───────────────── */
  .heading-display {
    font-size: 2.5rem;
  }

  .heading-1 {
    font-size: 1.75rem;
  }

  .heading-2 {
    font-size: 1.375rem;
  }
}

/* ═══════════════════════════════════════════
   Modal overlay + modal
   ═══════════════════════════════════════════ */

.modal-overlay {
  position: fixed;
  inset: 0;
  z-index: 200;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(0, 0, 0, 0.5);
  visibility: hidden;
  opacity: 0;
  transition: opacity 0.2s ease, visibility 0.2s ease;
}

.modal-overlay.active {
  visibility: visible;
  opacity: 1;
}

.modal {
  background: #fff;
  border-radius: 0.5rem;
  max-width: 36rem;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  padding: 2rem;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
}

.modal-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.5rem;
}

.modal-header h2 {
  font-family: "Barlow Condensed", sans-serif;
  font-size: 1.25rem;
  font-weight: 600;
  text-transform: uppercase;
}

.modal-close {
  background: none;
  border: none;
  cursor: pointer;
  color: var(--color-steel);
  font-size: 1.25rem;
}

.modal-close:hover {
  color: var(--color-soot);
}

.modal-actions {
  display: flex;
  gap: 1rem;
  margin-top: 2rem;
  align-items: center;
}

/* ═══════════════════════════════════════════
   Loan admin helpers
   ═══════════════════════════════════════════ */

.loan-detail-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
}

.loan-detail-section {
  /* grouping container for fields on the show page */
}

.loan-summary-bar {
  display: flex;
  gap: 2rem;
  flex-wrap: wrap;
}

.loan-summary-item {
  text-align: center;
}

.loan-tabs {
  display: flex;
  gap: 0;
  border-bottom: 2px solid #e5e7eb;
}

.loan-tab {
  font-family: "Barlow Condensed", sans-serif;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 0.75rem 1.25rem;
  border: none;
  background: transparent;
  cursor: pointer;
  color: var(--color-steel);
  border-bottom: 2px solid transparent;
  margin-bottom: -2px;
}

.loan-tab.active {
  color: var(--color-soot);
  border-bottom-color: #000;
}

.loan-tab:hover {
  color: var(--color-soot);
}

.loan-tab-panel {
  display: none;
}

.loan-tab-panel.active {
  display: block;
}

.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.field-row-3 {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 1rem;
}

/* ═══════════════════════════════════════════
   Multi-step modal wizard
   ═══════════════════════════════════════════ */

.wizard-steps {
  display: flex;
  gap: 0;
  margin-bottom: 2rem;
  border-bottom: 1px solid #e5e7eb;
}

.wizard-step {
  flex: 1;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.75rem 0;
  cursor: pointer;
  border: none;
  background: none;
  border-bottom: 2px solid transparent;
  margin-bottom: -1px;
  color: var(--color-concrete);
  transition: color 0.15s ease, border-color 0.15s ease;
}

.wizard-step:hover {
  color: var(--color-steel);
}

.wizard-step.active {
  color: var(--color-soot);
  border-bottom-color: var(--color-navy);
}

.wizard-step.completed {
  color: var(--color-steel);
}

.wizard-step-number {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 1.375rem;
  height: 1.375rem;
  border-radius: 50%;
  font-family: "Barlow Condensed", sans-serif;
  font-size: 0.6875rem;
  font-weight: 700;
  background: #e5e7eb;
  color: var(--color-steel);
  flex-shrink: 0;
  transition: background 0.15s ease, color 0.15s ease;
}

.wizard-step.active .wizard-step-number {
  background: var(--color-navy);
  color: #fff;
}

.wizard-step.completed .wizard-step-number {
  background: var(--color-navy);
  color: #fff;
}

.wizard-step-label {
  font-family: "Barlow Condensed", sans-serif;
  font-size: 0.6875rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.wizard-panel {
  display: none;
}

.wizard-panel.active {
  display: block;
}

.wizard-nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 2rem;
  padding-top: 1.25rem;
  border-top: 1px solid #e5e7eb;
}

.wizard-nav-spacer {
  flex: 1;
}

.modal-wide {
  max-width: 40rem;
}

.loan-status-filters {
  display: flex;
  gap: 0.5rem;
  margin-bottom: 1.5rem;
}

/* ── Loan Show — named layout classes ──── */

.loan-header-grid {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 2rem;
  align-items: start;
}

.loan-header-dates {
  text-align: right;
}

.loan-cards-row {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.loan-breadcrumb-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.5rem;
}

/* ── Mobile Responsive ─────────────────── */

@media (max-width: 768px) {
  .container-wide {
    padding-left: 1rem;
    padding-right: 1rem;
  }

  .loan-breadcrumb-bar {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.75rem;
  }

  .loan-header-grid {
    grid-template-columns: 1fr;
    gap: 1rem;
    padding: 1.5rem 1.25rem !important;
  }

  .loan-header-dates {
    text-align: left;
    display: flex;
    gap: 1.5rem;
    flex-wrap: wrap;
  }

  .loan-cards-row {
    grid-template-columns: 1fr;
  }

  .loan-cards-row .card {
    padding: 1.25rem 1.25rem !important;
  }

  .loan-tabs {
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    flex-wrap: nowrap;
  }

  .loan-tabs::-webkit-scrollbar {
    display: none;
  }

  .loan-tab {
    white-space: nowrap;
    flex-shrink: 0;
  }

  .loan-tab-panel .card {
    padding: 0 !important;
  }

  .loan-tab-panel .card > div:first-child {
    padding-left: 1rem !important;
    padding-right: 1rem !important;
  }

  .table-container {
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
  }

  .field-row,
  .field-row-3 {
    grid-template-columns: 1fr;
  }

  .modal {
    margin: 0.5rem;
    max-height: calc(100vh - 1rem);
  }

  .modal-wide {
    max-width: 100%;
  }

  .wizard-steps {
    gap: 0;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
  }

  .wizard-step-label {
    font-size: 9px;
  }
}

/* ================================================================
   WYSIWYG EDITOR
   ================================================================ */

.wysiwyg-wrapper {
  border: 1px solid var(--color-concrete);
  border-radius: 0.375rem;
  overflow: hidden;
  background: #fff;
  display: flex;
  flex-direction: column;
  max-height: 70vh;
}

.wysiwyg-toolbar {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 2px;
  padding: 0.375rem 0.5rem;
  background: var(--color-smoke);
  border-bottom: 1px solid var(--color-concrete);
  position: sticky;
  top: 0;
  z-index: 10;
  flex-shrink: 0;
}

.wysiwyg-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 1.75rem;
  height: 1.75rem;
  padding: 0 0.375rem;
  border: none;
  border-radius: 0.25rem;
  background: transparent;
  color: var(--color-soot);
  font-size: 0.8125rem;
  font-weight: 600;
  font-family: inherit;
  cursor: pointer;
  transition: background 0.1s, color 0.1s;
  text-transform: none;
  letter-spacing: normal;
}

.wysiwyg-btn:hover {
  background: var(--color-concrete);
}

.wysiwyg-btn.is-active {
  background: var(--color-navy);
  color: #fff;
}

.wysiwyg-separator {
  width: 1px;
  height: 1.25rem;
  background: var(--color-concrete);
  margin: 0 0.25rem;
}

/* Heading / paragraph dropdown */
.wysiwyg-dropdown {
  position: relative;
}

.wysiwyg-dropdown-toggle {
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
  height: 1.75rem;
  padding: 0 0.5rem;
  border: 1px solid var(--color-concrete);
  border-radius: 0.25rem;
  background: #fff;
  color: var(--color-soot);
  font-size: 0.75rem;
  font-weight: 600;
  font-family: inherit;
  cursor: pointer;
  white-space: nowrap;
  text-transform: none;
  letter-spacing: normal;
  min-width: 7rem;
}

.wysiwyg-dropdown-toggle:hover {
  background: var(--color-smoke);
}

.wysiwyg-dropdown-toggle i {
  font-size: 0.625rem;
  color: var(--color-steel);
}

.wysiwyg-dropdown-menu {
  display: none;
  position: absolute;
  top: calc(100% + 4px);
  left: 0;
  min-width: 10rem;
  background: #fff;
  border: 1px solid var(--color-concrete);
  border-radius: 0.375rem;
  box-shadow: 0 4px 12px rgba(0,0,0,0.12);
  z-index: 50;
  padding: 0.25rem;
  max-height: 20rem;
  overflow-y: auto;
}

.wysiwyg-dropdown-menu.is-open {
  display: block;
}

.wysiwyg-dropdown-item {
  display: block;
  width: 100%;
  text-align: left;
  padding: 0.375rem 0.625rem;
  border: none;
  border-radius: 0.25rem;
  background: transparent;
  color: var(--color-soot);
  font-family: inherit;
  font-size: 0.875rem;
  cursor: pointer;
  text-transform: none;
  letter-spacing: normal;
  font-weight: 400;
}

.wysiwyg-dropdown-item:hover {
  background: var(--color-smoke);
}

.wysiwyg-dropdown-item.is-active {
  background: var(--color-navy);
  color: #fff;
}

.wysiwyg-dropdown-item.is-active h1,
.wysiwyg-dropdown-item.is-active h2,
.wysiwyg-dropdown-item.is-active h3,
.wysiwyg-dropdown-item.is-active h4,
.wysiwyg-dropdown-item.is-active h5,
.wysiwyg-dropdown-item.is-active h6 {
  color: #fff;
}

.wysiwyg-dropdown-item h1 { font-size: 1.5rem; font-weight: 700; }
.wysiwyg-dropdown-item h2 { font-size: 1.3rem; font-weight: 700; }
.wysiwyg-dropdown-item h3 { font-size: 1.125rem; font-weight: 600; }
.wysiwyg-dropdown-item h4 { font-size: 1rem; font-weight: 600; }
.wysiwyg-dropdown-item h5 { font-size: 0.875rem; font-weight: 600; }
.wysiwyg-dropdown-item h6 { font-size: 0.8125rem; font-weight: 600; }

/* Scrollable editor content */
.wysiwyg-editor {
  overflow-y: auto;
  flex: 1 1 auto;
  min-height: 20rem;
}

.wysiwyg-editor .tiptap {
  padding: 1rem;
  min-height: 20rem;
  outline: none;
  font-size: 0.9375rem;
  line-height: 1.7;
  color: var(--color-soot);
}

.wysiwyg-editor .tiptap > *:first-child {
  margin-top: 0;
}

.wysiwyg-editor .tiptap h1 {
  font-size: 1.75rem;
  font-weight: 700;
  margin: 1.75rem 0 0.75rem;
  color: var(--color-navy);
}

.wysiwyg-editor .tiptap h2 {
  font-size: 1.5rem;
  font-weight: 700;
  margin: 1.5rem 0 0.75rem;
  color: var(--color-navy);
}

.wysiwyg-editor .tiptap h3 {
  font-size: 1.25rem;
  font-weight: 600;
  margin: 1.25rem 0 0.5rem;
  color: var(--color-navy);
}

.wysiwyg-editor .tiptap h4 {
  font-size: 1.0625rem;
  font-weight: 600;
  margin: 1rem 0 0.5rem;
  color: var(--color-navy);
}

.wysiwyg-editor .tiptap h5 {
  font-size: 0.9375rem;
  font-weight: 600;
  margin: 1rem 0 0.5rem;
  color: var(--color-navy);
}

.wysiwyg-editor .tiptap h6 {
  font-size: 0.875rem;
  font-weight: 600;
  margin: 1rem 0 0.5rem;
  color: var(--color-navy);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.wysiwyg-editor .tiptap p {
  margin: 0 0 0.75rem;
}

.wysiwyg-editor .tiptap ul,
.wysiwyg-editor .tiptap ol {
  padding-left: 1.5rem;
  margin: 0 0 0.75rem;
}

.wysiwyg-editor .tiptap ul {
  list-style: disc;
}

.wysiwyg-editor .tiptap ol {
  list-style: decimal;
}

.wysiwyg-editor .tiptap li {
  margin-bottom: 0.25rem;
}

.wysiwyg-editor .tiptap blockquote {
  border-left: 3px solid var(--color-navy);
  padding-left: 1rem;
  margin: 1rem 0;
  color: var(--color-steel);
  font-style: italic;
}

.wysiwyg-editor .tiptap a {
  color: var(--color-navy);
  text-decoration: underline;
}

.wysiwyg-editor .tiptap img {
  max-width: 100%;
  height: auto;
  border-radius: 0.375rem;
  margin: 1rem 0;
}

.wysiwyg-editor .tiptap pre {
  background: var(--color-smoke);
  border: 1px solid var(--color-concrete);
  border-radius: 0.375rem;
  padding: 0.75rem 1rem;
  margin: 1rem 0;
  overflow-x: auto;
  font-family: ui-monospace, SFMono-Regular, "SF Mono", Menlo, Consolas, monospace;
  font-size: 0.8125rem;
  line-height: 1.5;
}

.wysiwyg-editor .tiptap code {
  background: var(--color-smoke);
  padding: 0.125rem 0.25rem;
  border-radius: 0.25rem;
  font-family: ui-monospace, SFMono-Regular, "SF Mono", Menlo, Consolas, monospace;
  font-size: 0.875em;
}

.wysiwyg-editor .tiptap pre code {
  background: none;
  padding: 0;
}

.wysiwyg-editor .tiptap hr {
  border: none;
  border-top: 1px solid var(--color-concrete);
  margin: 1.5rem 0;
}

.wysiwyg-editor .tiptap p.is-editor-empty:first-child::before {
  content: attr(data-placeholder);
  float: left;
  color: var(--color-steel);
  pointer-events: none;
  height: 0;
}